Income drawdown calculator

Drawdown, also known as income drawdown, can provide you with a way to take an income from your pension fund while it remains invested. Find out more by visiting our What Is Drawdown? page.

We have temporarily removed the calculator from this page for maintenance. When complete, it will help you estimate how much you could receive from a drawdown plan, given your pension pot, the age at which you plan to start withdrawing your pension, and how much you plan to withdraw over time. Sorry – please check back very soon.

There are many variables that affect what a sustainable drawdown income will be. We've made some assumptions on the investment conditions and growth rates, but you can change these to suit your own investment assumptions. The actual returns may be markedly different from that shown.

Pension drawdown may allow you to retain greater control over your pension fund and investments, but there are risks. The income is not guaranteed, and the value of your investments and any income you take from them can go down as well as up. If you are unsure about your options or what they entail you may want to speak to a financial adviser.

Although a drawdown calculator can help you make retirement decisions, calculations are provided for information purposes only and should not be relied upon as to the actual rate or benefits you may receive. We recommend you seek advice before making any financial decisions.

Pension Drawdown Settings
Pension Pot
Annual Drawdown
Growth Rate
Inflation Rate
Management Fee


Based on the information you have given us we estimate that your total average drawdown income (in today's money) will be:


Pension Pot Balance


Drawdown Income


This calculator is for general illustrative purposes only and results may not be accurate. We recommend you speak to a professional financial adviser for advice tailored to your circumstances.

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