1. About This Policy
1.3 Because of the financial nature of YourWealth's business, our products and services are not designed to appeal to or to be sold to persons under the age of 18. Therefore, YourWealth.co.uk does not knowingly attempt to solicit or receive any information from children.
2. Information we collect and what we do with it
2.1 To take advantage of some of the services we offer you may be required to log in or register with our Site. We and any third parties who host or maintain our Site may need to collect information about you and your computer to enable you to do so. The information will be collected when you register with our Site or when you choose to use one of the services available via our Site.
2.2 We may use the information we collect to personalise your experience on our Site, to help you maintain a session on our Site, and to help us select services or materials for inclusion on our Site which may be of interest to you. We may, from time to time, use your information to recommend other products or services to you. If you enter your email address in a subscription form, or tick to opt in while submitting a product or advice enquiry form, you are giving your consent to receive marketing communications from YourWealth, which may include products or services we believe may be of interest to you. If you would prefer not to receive these communications, please use the unsubscribe link at the foot of any email, or contact us.
2.3 We may use your information to notify you of news about changes to our site, special events or new services that we think may interest you. If, at any time, you would rather not receive any such information, please contact us. In these circumstances, we will need to keep your information on file so that you can continue to use the site and so that we can deal with the administration and security of the site, but we will not contact you without your consent.
2.4 The nature of our business is such that we may on occasion ask you to provide sensitive personal data as defined in the Data Protection Act 1998 (for example, questions relating to your health where that information is required in order to provide life insurance quotations). Where we do so, we will request your explicit consent to the use of such sensitive personal data. Where you consent to provide us with this information we will take appropriate measures to protect such sensitive personal data.
2.5 We, together with, third party licensors providing functionality for our site or third parties hosting servers on our behalf may also monitor traffic patterns and usage of our Site to help us improve the service functionality, design and layout.
2.6 Please note that we are not responsible for what any third party content provider or other third party offering goods and services via web sites linked to from our Site may propose to do with information about you, so please ensure you read their terms and conditions carefully.
3. Sharing of information with third parties
3.1 We will not disclose your personal information to third parties other than as described in this clause (unless it is legally required to do so). We will only pass your details on to a regulated financial adviser for the product or service you have requested advice or information on. We may need to pass your information to third parties who help us to provide functionality, maintain, administer or develop our Site but, if so, that information is only given to those third parties for that limited purpose. In addition, we may provide aggregate statistics about our customers, sales, traffic patterns and related Site information to reputable third parties who may subsequently use, licence, sell distribute or disclose such data, but these statistics will include no personally identifying information.
3.2 We reserve the right to access and disclose personal data or information to comply with applicable laws and lawful government requests, to operate our systems properly, or to protect ourselves or our users.
4. Your consent
4.1 You acknowledge and agree that:
4.1.1 in the course of registering with or using our Site and any services offered via our Site, certain information about you will be captured electronically (including sensitive personal data where required, but this will be subject to you giving your explicit consent in such cases) or otherwise and transmitted to us and, potentially, to any third parties as set out above, or to third parties who host our web servers or assist us in maintaining our Site; and
5. Our responsibilities
As required by the Data Protection Act 1998, we follow strict security procedures in the storage and disclosure of information which you have provided via our Site to prevent unauthorised access.
6. Links to third parties