Help to Buy mortgages
In April 2013 the Government introduced the first of its "Help to Buy" schemes. The schemes aim to help first-time buyers with small deposits onto the housing ladder.
The two main types of Help to Buy mortgage are:
- Help to Buy Mortgage Guarantees: You provide a 5% deposit and the government acts as a guarantor for the 95% LTV mortgage. These mortgages are only available from certain lenders.
- Help to Buy Equity Loans: You provide a 5% deposit and the government loans you a further 20% of the property value. This allows you to get a mortgage for 75% of the property value but with only a 5% deposit.
Compare Help To Buy mortgages
Compare current Help to Buy mortgages in the tables below. You can call some lenders directly for more information.
Go direct, or get advice
If you're comfortable making your own financial decisions, the table shows today's mortgage deals and you can call lenders directly for more information.
If you'd prefer to get advice on choosing the right mortgage, we can put you in touch with a mortgage adviser.