Best Tracker Mortgages

A tracker mortgage functions as a variable rate loan that follows (or "tracks") the Bank of England base rate.

Tracker mortgages tend to be set higher than the Bank of England base rate, but lower than lender standard variable rates. The advantage of tracker mortgages is that the initial rate is usually cheaper than today's fixed rate mortgages, and could fall further if the Bank of England lowers interest rates.

However, you can also see the potential disadvantage of tracker mortgages if you like to control your budget: your mortgage payment could go up if the Bank of England raises interest rates. It's up to you whether the chance is worth taking…

Compare tracker mortgage deals

Use the table below to compare tracker mortgage rates currently on the market.

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If you're happy making your own financial decisions, the table shows today's mortgage deals – you can call some lenders directly for more information or to apply.

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