90% Mortgages For First-Time Buyers
A 90% mortgage lets you borrow 90% of the total value of the property – this is known as the loan-to-value (LTV) ratio.
To qualify for a 90% LTV mortgage, you put down at least a 10% deposit. If you have savings that are only slightly below 10 per cent of the price of the home you want, it's worth getting over that threshold as the interest rates start to get more competitive
Compare 90% first-time buyer mortgages
Go direct, or get advice
If you're comfortable making your own financial decisions, the table shows today's mortgage deals and you can call lenders directly for more information.
If you'd prefer to get advice on choosing the right mortgage, we can put you in touch with a mortgage adviser.