85% Mortgages For First-Time Buyers

For first-time buyers, 85% loan-to-value (LTV) mortgages are those in which you provide a deposit of 15 per cent of the purchase price, and borrow up to 85 per cent of the property value from the mortgage lender.

These types of mortgages are popular among first-time buyers – there is a wider choice of deals, they allow you to access better interest rates than 90% or 95% mortgages, while the deposit requirement is still fairly achievable.

Compare 85% LTV First-Time Buyer Mortgages

Compare first-time buyer mortgage deals at up to 85% loan-to-value level in the table below. You can call some lenders directly for more information.

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Go direct, or get advice

If you're comfortable making your own financial decisions, the table shows today's mortgage deals and you can call lenders directly for more information.

If you'd prefer to get advice on choosing the right mortgage, we can put you in touch with a mortgage adviser.