75% Mortgages For First-Time Buyers

If you are a first-time buyer looking for a 75% loan-to-value (LTV) mortgage, you will need to come up with a deposit of 25% of the value of the property you want to buy.

Raising a 25% deposit

Getting on to the property ladder is notoriously difficult for first-time buyers, and raising the deposit for a 75% LTV mortgage can be a challenge. However, interest rates can be much more competitive than at higher loan-to-value ratios. If you're able to raise your deposit amount over the 75 percent threshold, you will generally pay lower interest and gain equity in the property at a faster rate.

Compare 75% First Time Buyer Mortgages

Finding mortgages that match the information you've given us...

Go direct, or get advice

If you're comfortable making your own financial decisions, the table shows today's mortgage deals and you can call lenders directly for more information.

If you'd prefer to get advice on choosing the right mortgage, we can put you in touch with a mortgage adviser.