Barnaby's Budgeting Tips: Day 20

It's almost the end of week 3 in our Great British Budget challenge: how are you doing so far? Our money saving mascot, Barnaby Budget, is still thinking about ways to stay healthy on a budget, and today's tip is about those little indulgences...

Barnaby says:

"We all like a little treat every now and then - whether it's a few glasses of wine or a greasy pizza. But if you're not careful the costs of these little luxuries can start to add up, as well as the impact on your health. Why not try cutting down on treats like takeaways and alcohol, and keeping track of how much you save? If you're a smoker, you should know that every cigarette now costs 40p - that's £3,000 a year if you smoke 20 a day!"

Have you saved money by giving up smoking or cutting down on treats? What are your tips for staying motivated? Share your thoughts in the comments below!

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You can stay up to date with all things budgety, and meet our lovely panel, on the Great British Budget homepage.