Buy-to-let yield calculator
If you want to buy a property with a view to letting it out, but you’re not planning on paying for the property outright, you’ll probably be considering a buy-to-let mortgage.
Investing in a buy-to-let property can generate returns, but it's important to remember that rental income is not guaranteed and the value of your property can go down as well as up. Find out more by reading our quick buy-to-let mortgage guide.
Typically a lender will require potential rental income on a property to equal at least 125% of monthly mortgage repayments before they will consider lending to you, to help cover periods when the property might stand empty.
When estimating what your potential returns may be before you take on a buy-to-let investment opportunity, it's also important to take into account other costs involved such as repairs and maintenance, or the use of a letting agent, which could all impact the returns on your investment.
Use the calculator below to estimate returns on a buy-to let mortgage arrangement (estimated returns are based on an interest-only mortgage arrangement).
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YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
Please note that the Financial Conduct Authority does not regulate most buy to let mortgages. (details)
Written quotations are available from individual lenders. Loans are subject to status and valuation. All rates are subject to change without notice. Please check all rates and terms with your lender or financial adviser before undertaking any borrowing.